wholesale

Wholesaler Insurance | Distributor Insurance

The main liabilities in the wholesale industry is an accident to either an employee, client, or product in the warehouse. These possible exposures could cause a number of losses that can permanently damage your business if it is not properly covered. DurAmerica can protect your business from such losses with our unique wholesaler and distributor insurance coverage.

Wholesaler and Distributor Property Insurance

As an industry whose main enterprise is to stock and deliver goods, we understand that your property is your businesses greatest asset. For this we provide the most comprehensive wholesalers property insurance, which will cover both your businesses goods, and the machines you use to transport them, as well as including:

  • • Off premises personal business property
  • • Employee dishonesty
  • • Forgery and alteration
  • • Electronic data and media
  • • Equipment breakdown
  • • Business income and extra expenses

All property can be replaced at either its replacement cost, or it's at cash value. Each of these coverage's will ensure that your property stays insured and easily replaceable, allowing your business to quickly get back on it's feet after a loss.

Wholesaler and Distributor Liability Insurance

Our general liability coverage will protect your business against claims for damages that were due to bodily injury or property damage to others as a result of your businesses operations. We will protect your business from the losses from such claims, as well as:

  • • Slip and fall
  • • Personal injury
  • • Advertising injury
  • • Bodily Injury
  • • Property damage

Workers Compensation Insurance

Workers compensation covers your business from claims filed by your employees for injuries or illnesses they sustained on the job. With the number of liabilities at both the warehouse and during deliveries, it is extremely necessary for a wholesaler and distributor business to have extensive coverage. We write with a number of A-rated carriers that will help you find the best workers compensation coverage for your business.

Commercial Auto Insurance

We at DurAmerica Brokerage specialize in truck and cargo insurance. Our in-house experts will cover all of your commercial auto insurance needs so your trucks and products can quickly get on the road.

Hired Auto and Non-owned Auto

Provides coverage against claims if an employee has an auto accident while they are doing business activities in their personal vehicle.

The wholesale distributing business has a number of unique liabilities that must be covered in a manner that is specific to the industry. Whether you currently own a wholesale and distributing business and are looking for a better premium, or are opening one and searching for a competitive price, DurAmerica can provide you with a policy that is tailor made for your business. Give us a call or fill out our online form to request a free no obligation review of your insurance needs.

 
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