RELIG_INS

Church Insurance | Mosque Insurance | Synagogue Insurance | House Of Worship Insurance

A religious institution is usually used for a variety of purposes, including: worship, non profit events/meetings, dinners, plays, fundraising centers, community bazaars, soup kitchens, etc. Because of this, it is often at risk of fire, crime, legal claims, and any other damages that could happen in such a populated venue.

DurAmerica can provide the coverage to protect your religious institution if it were to befall any such damages. We realize that a religious institution is important to a community, and for this we will cover your establishment from property damage, liability claims, and any other hardships that can befall your place of worship.

Insurance for a religious institution is different from your standard business insurance policy. That is why it is important to take out a special religious institution insurance policy that is made to specifically cover the liabilities of a place of worship. At DurAmerica, we can provide coverage for all denominations, all the while providing the best rates for your religious institutions. Our coverage includes:

Church | Mosque | Synagogue | Houses of Worship Property Insurance:

This coverage will insure all church buildings, signs, and contents that are on church grounds, including:

  • • Living quarters and the property in them, such as computers, boilers, etc...
  • • The minister's, rabbi's or imam's personal property.
  • • Any ordinance or law that requires building updates.

We also provide special church property coverage's for further protection. Including policies for:

  • • Scripture and other valuable books and texts.
  • • Religious artifacts.
  • • Fine art pieces, musical instruments, and other religious accoutrements.
  • • Stained glass windows.

Church | Mosque | Synagogue | Houses of Worship Liability Insurance:

This policy protects the religious institution from claims of bodily injury or property damage for which they can be held legally liable. House of Worship liability insurance also covers personal injuries such as libel and slander, as well as providing protection for medical expenses, regardless of liability. DurAmerica can also write optional liability coverage's that further protect your church:

  • • Commercial auto insurance, if your church uses a van for deliveries or transport to and from the congregation.
  • • Sexual misconduct liability.
  • • Pastoral liability insurance.
  • • Abuse and molestation coverage.
  • • "For Profit" and "Not for Profit" coverage.
  • • Employee benefits
  • • Directors, trustees, and officers.
 
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