Pharmacy Insurance | Pharmacist Insurance

The responsibilities of a pharmacist has grown in recent years. Previously known as simply "drug distributors," it is now the pharmacists, not the physicians, who are the experts in medication and drug therapy. These new responsibilities also come with more liabilities, which is why it is important for a pharmacist to buy the right pharmacy insurance for his business, so they can be protected in any situation.

Pharmacy Property Insurance

A pharmacy is full of drugs and medicines that are both expensive and difficult to replace. DurAmerica's special pharmacy property insurance coverage can protect your business from a crippling loss of both drugs and store machinery at either it's replacement cost or at cash value.

Pharmacy Liability Insurance

DurAmerica's pharmacy liability insurance package can protect your business with both general liability insurance and property liability insurance. In this way we provide your business with a coverage that will cover any claims that are taken against your business. Most general liability claims include:

Slip and fall

False advertising

Libel and slander

Professional Liability Insurance, also known as Errors and Omissions insurance for a pharmacy protects your business from claims that arise from business malpractice, such as:

Improper labeling of a drug.

Filling out the wrong prescription for the wrong patient.

Improper counseling and consultation.

Incorrect disposal of a pharmaceutical.

No matter what the liabilities, DurAmerica's comprehensive pharmacy liability insurance will cover your business for whatever claims that arise against it.

Workers Compensation Insurance

Each of our business insurance packages include a workers compensation insurance quote that is mandated by most states. Please visit our workers compensation articles for more information on our workers compensation insurance packages.

Commercial Auto Insurance

Whatever vehicle your business uses to deliver drugs must be covered under a commercial auto insurance policy. Luckily we can provide a coverage that is both comprehensive and cost effective to insure that it quickly gets on the road.

Finding insurance for a pharmacy can be a difficult process, that involves looking for a coverage that will safely protect your business, and not be too costly on the monthly premium. With our pharmacy insurance coverage, DurAmerica can provide you the most comprehensive coverage for the best cost. Give us a call or fill out our online form to receive a free no obligation review of your insurance needs.