New York Car Insurance, NY Car Insurance, New York Auto Insurance, NY Auto InsuranceNew York Car InsuranceDurAmerica Brokerage Inc is a premier provider of New York Car Insurance. We represent dozens of insurance companies, we shop around your policy to all of our insurance companies to provide you with the lowest price and the highest coverage available. With the DurAmerica Advantage Program, we requote your policy at every renewal with all of our insurance companies. This is a powerful tool that makes sure that your policy is always up to date with the lowest prices in the market. Having the right coverage for your New York Car Insurance is very important. In the event that you are in an accident, you want to make sure that your vehicle and the safety of you and your passengers are properly protected. That is why it is important that you have a quality insurance company and more importantly the right representative to ensure that your financial future is secure. Currently these are some of the insurance companies that we offer:MetLife Auto & Home Insurance Company Progressive Insurance Company CountryWide Insurance Company AIG Insurance Company Eveready Insurance Company AutoOne Insurance Company Lincoln General Insurance Company Farmers Insurance Company Travelers Insurance Company We have many more insurance companies available, whether you are a first time car insurance buyer or have an existing policy, we have a low cost solution for you. New York Car Insurance Coverage’s In New York State, car insurance is mandatory. You can be fined and worse yet, you have your driver’s license suspended. Just because it is mandatory, it does not have to be a difficult task. By having options with coverage’s and companies we can almost always accommodate any budget. The minimum liability limit in New York State is currently:$25,000 Per Person Bodily Injury $50,000 Per Accident Bodily Injury $10,000 Property Damage
We have options for higher limits as follows:$50,000 Per Person Bodily Injury $100,000 Per Accident Bodily Injury $25,000 Property Damage
$100,000 Per Person Bodily Injury $300,000 Per Accident Bodily Injury $50,000 Property Damage
$250,000 Per Person Bodily Injury $500,000 Per Accident Bodily Injury $100,000 Property Damage
$500,000 Per Person Bodily Injury $1,000,000 Per Accident Bodily Injury $250,000 Property Damage You can even purchase higher limits than this by purchasing a personal umbrella policy. With these policies we can go up to whatever Per Accident limit that you need.
We can provide additional coverage’s like:Comprehensive Coverage Collision Coverage Glass Coverage Tow Coverage Rental Car Coverage Roadside Assistance These coverage’s will provide all around protection for you and your vehicle in the event of an accident. Car Insurance Definitions: Per Person Bodily Injury: The amount that the insurance company will pay “per person” in the event of a bodily injury claim. Per Accident Bodily Injury: The amount that the insurance company will pay “per accident” for all injured parties in the event of a bodily injury claim. Property Damage: The amount that the insurance company will pay for “Property Damage” caused in the event of an accident. Personal Injury Protection: The amount that the insurance company will pay for your and your passengers medical bills. Uninsured Motorist Coverage: The amount that the insurance company will pay in the event that a claim occurs and the other party involved does not have insurance. Underinsured Motorist Coverage: The amount that the insurance company will pay in the event that a claim occurs and the other party involved does not have enough insurance. Comprehensive Coverage: Provides coverage up to the value of your car in the event that it is stolen, burnt or in a total loss. Collision Coverage: Provides coverage up to the value of your car in the event of an accident, regardless of fault.
It is our mission to educate our customers. If you are not receiving this level of service from your current agent, please give us a call or click here for a free no obligation car insurance quote. Contact DurAmerica Brokerage and see why thousands of customers have chosen us to represent their insurance needs. |

