Lounge Insurance

Lounges are a place of relaxation, where patrons wind down after a long week. As a lounge owner, it is important to take out a lounge insurance package that will cover any liabilities that could befall your business, to ensure that your customers can keep resting no matter what the situation.

Lounge Property Insurance

Our lounge property insurance package will insure your businesses property at either its replacement cost or at cash value. This will cover all insurable property that your business needs to maintain itself, including:

• • Furniture
• • Business machinery
• • Alcohol

We will cover these, and any other items your business has against fire, water damage, theft, and many more, all to make sure that your business can quickly get back on its feet after a crippling loss.

Lounge Liability Insurance

Our general liability insurance for a lounge will cover any claims that arise from accidents that take place on your business property, such as slip and fall.

It is mandated by most states for any business that sells alcohol to purchase liquor liability insurance. This special insurance covers claims that arise from accidents that involve a patron who was under the influence of alcohol your business sold them. Our liquor liability policy also includes assault and battery coverage, since fights are the main subject for claims when it comes to lounges.

Lounge Liquor Liability Insurance

Our liquor liability insurance product comes in two forms, wine & beer without assault & battery and then top shelf liquor with assault & battery coverage. Both are very affordable and offer defense coverage which is critical in the event of a liquor liability claim.

Workers Compensation Insurance

It is mandated by the state that all businesses that have employees purchase workers compensation insurance. See our workers compensation article for details on our comprehensive workers compensation package.