Fitness Center Insurance | Gym Insurance | Health Club Insurance

Many health club owners see their fitness center as a place where they can better themselves. What they don't know is that a gym is full of liabilities; a customer can hurt themselves using the equipment, become exposed to bacteria in the public facilities, as well as the possibility of the machinery breaking down at any time.

To protect you from these and many other damages, DurAmerica can provide you with the proper Fitness Center Insurance Policy, to protect your gym in the event of any claims that may permanently harm your business. With our wide variety of Gym Insurance policies, we can provide you coverage that is custom-made for your business.

Fitness Center Property Insurance | Gym Property Insurance | Health Club Property Insurance

DurAmerica can supply coverage for the replacement value of the property of both your gym, and the contents inside it, this coverage includes:

• • Exterior signs
• • Exterior property (Trees and plants)
• • Accounts receivable/valuable records
• • Gym equipment

Our coverage will protect gym property against:

• • Water damage
• • Damages arising from power failure
• • Ordinance & law regulations

Fitness Center Liability Insurance | Gym Liability Insurance | Health Club Liability Insurance

By nature of the business, a gym is rife with possible dangers and liabilities that can harm both the reputation and finances of the business. To cover this, your health center will need liability insurance. We can provide both General and Professional Liability insurance to protect against a number of risks that the fitness center could be involved in, including:

• • Slip and Fall
• • Equipment malfunction
• • Aggravation to existing customer injuries that are either known or unknown to the facility.
• • Improper or inadequate warm-up
• • Infection or illness from bacteria in highly populated areas (lockers, saunas, jacuzzis)
• • Ordinary negligence
• • Professional negligence or malpractice

Workers Compensation Insurance

Workers Compensation covers your fitness center from claims filed by your employees for injuries or illnesses they sustained on the job. We write with a number of carriers that can find you the best rate for workers compensation insurance.

Commercial Auto Insurance

If your gym provides any travel or deliveries services that require a vehicle, you will need a commercial auto insurance policy to cover said vehicle in the case of an accident.

Whether you are looking for a better premium for your current fitness center, or are planning to open one and is searching for the best rate, DurAmerica Brokerage can find you the most comprehensive coverage, for the right price. Give us a call or fill out our online form to request a free no obligation review of your insurance needs.