Electronic Store Insurance

Electronic stores are usually stocked with a variety of expensive items: televisions, computers, video games, audio and video equipment. Such a selection makes them popular targets for theft among both store employees and outside robbers. DurAmerica can protect your business in the event of such actions, and can provide your business with electronic store insurance that will cover any damages that may arise. Our brokerage is familiar with the liabilities of retail electronics, and can apply a variety of policies to supply such customized coverage:

Electronic Store Liability Insurance

Electronic stores usually sell bulky products that can cause possible harm to customers if they were to fall on them. DurAmerica can provide premises liability coverage to cover these kinds of damages, as well as any other accidents that happen on store property.

It is also important to know that your electronic store will not be covered by your general liability policy from any claims that arise from faulty repairs or refurbished items that were resold. For these claims we can provide your electronic store with professional liability insurance, which will also cover employees who give inaccurate professional advice about computers or related products.

Electronic Store Property Insurance

Electronic stores are at a huge risk for fire and theft. They carry expensive products that can be ruined by either fire damage, or the sprinkler system that extinguishes them. The high value and demand for the products also put them at high risk for theft. DurAmerica understands the fragility of these products, and can provide coverage that is comprehensive enough to make sure the business is properly insured from any of the many dangers it can befall. All the while searching for the best rate for each business owner.

Workers compensation covers claims made by employees for injuries or illnesses they sustained during work-related activities. At an electronic store, the main risk for work-related injuries are stocking heavy boxes in and out of shelves. To a lesser extent, there is also carpal tunnel syndrome for the workers who provide technical support, and electrical shock for floor workers. Our variety of policies can cover these and any other injuries that your employees may sustain, so your business doesn't suffer from an expensive lawsuit.

Electronic Store Commercial Auto Insurance

If your store does deliveries or house repairs, it is necessary to take out a commercial auto insurance policy for the vehicle used to transport the workers to and from the job site. This coverage is necessary even if the worker is using their personal vehicle. Our professional insurance specialists can write the most comprehensive policy for your vehicles, so your business stays on the road.

Every business is different, we know your coverage will be completely different from another enterprise. It is our mission to provide our customers with the most detailed information, to ensure they know how to properly insure their business. Whether you own an existing electronic store and are searching for a better premium, or are opening one and looking for the cheapest rate, DurAmerica can provide you the best coverage, at the lowest prices possible. Give us a call or request a quote online for a free no obligation review of your insurance needs.