Property Insurance

Which covers any damages or injuries that could befall your business properties. This coverage protects your business machinery, goods, equipment, and merchandise against theft, fraud, fire, flood, and other natural disasters.

General Liability Insurance

Is coverage that protects you from legal actions that are taken against your business that were caused by either negligence or malpractice from your business and/or you employees.

Commercial Auto Insurance

Any business that uses a vehicle for work-related actions is required to have a commercial auto insurance plan. Even if you are using your personal vehicle, your personal auto plan will not cover your vehicle while it is being used for a commercial activity. A commercial auto insurance plan will solve this by defining the commercial uses of your vehicle, and protecting it against any liabilities while it is being used on the job.

Workers Compensation Insurance

New York State law mandates that any company with employees that does business in New York must have a workers compensation plan. This plan provides employees with immediate funds for any injuries they acquire while they are performing a work-related activity. In exchange for these benefits, the employee abandons any legal recourse against their employer.

No matter the size and service of your business, DurAmerica can give you the coverage that is suited for your enterprise. We specialize in Day Cares, Laundromats, Restaurants, Clothing Stores, Nightclubs, along with many others, rarely do we find a business that we cannot write.

Whether you have an existing policy and are searching for a better rate, or have recently opened a business and is seeking coverage, we have the tools to fulfill all your insurance needs. Give us a call or ask one of our licensed professional agents for a free no obligation quote, and we will provide the coverage to make sure your business is properly protected.